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With a range of home loans, refinancing can help you reap both short- and long-term rewards. When you choose to refinance, you replace your current loan with a brand-new mortgage—new terms, new interest rate, and new monthly payments.
So, if you got your current mortgage when rates were higher or your credit wasn’t the best, you may be able to get a lower rate by refinancing. Or if you want to move from an adjustable-rate mortgage to a fixed-rate loan, refinancing can help secure a new interest rate for the life of your loan.
Reduce your interest rate and pay less each month
Save money by paying less interest over the life of your loan
Secure a predictable payment with a fixed-rate loan
Start your refinancing journey with a local lending team that knows the neighborhood and is here to help every step of the way.
Simply complete the online application process and submit your application via our secure portal. If you're already an ANBTX mortgage or bank customer, the process is streamlined—meaning we can fast-track your application and verify your assets quickly and easily. If not, don't worry, we'll work as fast as we can to move the process forward.
We'll help you run the numbers to see if refinancing your mortgage makes financial sense. Your ANBTX mortgage lender can review your current mortgage—principal balance, interest rate, monthly payments, etc.— and determine what's the best refinancing path for you. Not ready to contact us just yet? Go to our Knowledge Center to review helpful content and calculators, which will help you review refinancing scenarios and see potential savings.
Once your refinancing is approved, we'll start working on verifying your income information as well the property details. This part of the process usually takes less time than it did when you first bought your home. But we'll still need to confirm the value and condition of the property (appraisal) as well as review and validate financial information.
Once your refinancing is approved, we'll start working on verifying your income information as well the property details. This part of the process usually takes less time than it did when you first bought your home. But we'll still need to confirm the value and condition of the property (appraisal) as well as review and validate financial information.
Apply online, anytime with our simple, secure online system and get started refinancing your loan.
Apply Today
Find an experienced and local mortgage lender, who will guide you—step-by-step—through the mortgage process.
Knowledge articles are provided as a courtesy. ANBTX does not provide, and is not responsible for the product, service, or overall content.
