Ignite Home Ownership1, only from American National Bank of Texas, makes owning your own home easier and more affordable. We created it with community in mind, but we designed it to be a unique as you. Whether you are a first-time or repeat homebuyer, need a low or no down payment, have good or not so good credit, there is an Ignite home loan to fit your personal requirements. Plus, you get the support of a trusted local community bank who’s been serving North Texas for nearly 150 years.
You'll start with with a foundation of Ignite 97 or Ignite 100. Then, your experienced ANBTX mortgage loan officer will work with you to make program specific selections—such as a reduced interest rate or a forgivable grant up to $7,500 toward closing costs2—that best meet your needs.
*E.g., $300,000 borrowed and 480 monthly payments of $1,729.22 at 6.375% interest rate (6.443% annual percentage rate). The estimated payment does not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.
**E.g., $300,000 borrowed and 360 monthly payments of $2,021.16 at 7.125% interest rate (7.209% annual percentage rate). The estimated payment does not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.
Find an experienced and local mortgage lender who will guide you—step-by-step—through the mortgage process.
Meet Our Lenders
Knowledge articles are provided as a courtesy. ANBTX does not provide, and is not responsible for the product, service, or overall content.
1Property must be located within a greater than 50% Majority-Minority Census Tract (MMCT) as determined by the FFIEC Geocoding/Mapping System and within the following counties: Collin, Dallas, Hunt, Johnson, Kaufman, Rockwall, or Tarrant. Homebuyer education required for first-time buyers or buyers who have not owned a home in the last three years. 2While funds last. Consult a tax advisor for potential tax implications. 3Ignite 97 offers eligible borrowers a choice of a reduced interest rate below ANBTX benchmark or a forgivable grant up to $7,500 to pay for closing costs and other pre-paid expenses.
All loans are subject to credit approval and program guidelines. Third-party fees apply.
Equal Housing Lender. NMLS #445248.
