Business Lines of Credit

Access cash when you need it. With our working capital options. Contact Us

Prepare for Business Needs and Opportunities

An ANBTX Business Line of Credit gives you access to a pre-approved loan—working capital that let's you control when you need extra cash for your business. Use to purchase inventory, finance growth, manage seasonal or fluctuating demand, or to simply help navigate the unexpected.

How you can use it

Daily operations
Cash flow management
- Seasonal needs
- Fluctuating demand
Inventory purchases
Supplier payments
Business operations expansion
Business opportunities
Emergency fund

How it works

Access funds at your convenience and only when you need them
Only pay interest on what you use
Funds may be borrowed, repaid, and borrowed again
Payment amount adjusts based on balance owed
Lines of credit start at $5,000
Variable rate, one year loan term
Secured and unsecured options

What sets ANBTX apart

Competitive rates
Quick and local decisioning by lending experts from one of the best banks in Texas
Texas based community bank— supporting Texans and our local communities for 145 years
More than a lending partner—a relationship partner—invested in the success of your business

Here's What You'll Need to Get Started:

Business financial statements––two to three years worth, plus the most recent interim period
Business Accounts receivable and accounts payable aging statements
Personal financial statement
Detailed explanation for use of the loan proceeds

Then complete an application to get the process rolling.

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