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Ignite Loans

Our Ignite Loan makes owning your own home easier and more affordable.¹ We created it with community in mind, but we designed it to be as unique as North Texans like you.

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Ignite Loans

Our Ignite Loan makes owning your own home easier and more affordable.¹ We created it with community in mind, but we designed it to be as unique as North Texans like you.

Learn More

$3,500 Grant²

No-Down Payment*

Reduced Interest Rate

No UFMIP

Flexible Credit Qualifications

Ignite Your Homebuying Opportunities

Ignite Home Ownership, is a unique loan program available exclusively from American National Bank of Texas (ANBTX).

only from American National Bank of Texas, makes owning your own home easier and more affordable. We created it with community in mind, but we designed it to be as unique as you. Whether you are a first-time or repeat homebuyer, need a low or no down payment, have good or not so good credit, there is an Ignite home loan to fit your personal requirements. Plus, you get the support of a trusted local community bank who’s been serving North Texas for over 150 years.

With the ANBTX Ignite 100 home loan, Then, your experienced ANBTX mortgage expert will work with you to make program specific selections—such as a forgivable grant up to $3,500 to use toward closing costs or a further reduced interest rate—that best meet your needs.

*$330,000 borrowed and 360 monthly payments of $2,195.50 at 7.000% interest rate (7.299% annual percentage rate). The estimated payment does not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.

Ignite 100 at a Glance²

  • Loan amounts up to $575,000
  • Up to $3,500 from ANBTX to help with closing costs—or an even lower rate²
  • No down payment*
  • Reduced interest rate
  • No upfront mortgage insurance premium (UFMIP)
  • No income cap
  • Alternative credit qualifications
  • Online homebuyer education tools and support
  • Local lending team serving your community

*$330,000 borrowed and 360 monthly payments of $2,195.50 at 7.000% interest rate (7.299% annual percentage rate). The estimated payment does not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.

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Community Lending Team

Find an experienced and local mortgage lender who will guide you—step-by-step—through the mortgage process.

Meet Our Lenders
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Frequently Asked Questions About Ignite Loans


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Contact us to talk more about our mortgage solutions.