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Specialty Loans

Special Homes Call for Special Loans
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Specialty Loans

Special Homes Call for Special Loans
Get Started

Ready to Reimagine Your Home?

Let's find the right loan to match your dream home.

OR

When a Standard Mortgage Doesn't Quite Fit

Some homes call for something beyond a conventional loan. That's where specialty mortgages from American National Bank of Texas come in. Whether you're financing a higher-value property, you're a physician in the market for a new home, or you're dreaming of a weekend getaway, ANBTX has a loan a one-of-a kind loan to match. As an independent North Texas community bank, we've helped neighbors finance their homes of all kinds for over 150 years. When you purchase your new with ANBTX, you'll work directly with a local mortgage specialist who knows the Dallas-Fort Worth market, listens to your needs, and guides you from application to closing. No chatbots. No high-pressure tactics. Just real people who care—like neighbors do.

Learn more about specialty home loan options from American National Bank of Texas below, or ask to talk to your local North Texas ANBTX mortgage specialist today.

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Jumbo Loans

Dream Big

When your dream home costs more than a conventional mortgage allows, a jumbo loan from American National Bank of Texas helps you finance it with one simple loan instead of juggling multiple loans. ANBTX jumbo loans are made for higher-value luxury homes, with financing above $832,750—so you can buy or refinance without compromise. Enjoy competitive rates, flexible terms, and down payment options that fit your needs. Plus, an easy online application and fixed origination fee allows you to dream big. Best of all, you'll have a local Dallas-Fort Worth lending team guiding you every step of the way, with the quick decisions and personal attention that comes from banking with your North Texas neighbors.

Doctor Loans

Just What the Doctor Ordered

You've spent years training to care for others. Now let us help you settle into a home of your own. The ANBTX Doctor Loan is designed exclusively for North Texas physicians, including Medical Doctors (MD) and Doctors of Osteopathy (DO), buying or refinancing or refinancing a home in Dallas-Fort Worth. Finance up to 100% of the home's value—with no down payment and no private mortgage insurance (PMI)—on loan amounts up to $1,750,000. Add reduced origination fees and competitive interest rates, and our Physician Loan is just what the doctor ordered. So whether you're starting residency, stepping into your first attending role, or have been in practice for years, we have the prescription for your next home.

Second Home Loans

Your Home Away from Home

Maybe it's a lake house for summer weekends, a hunting cabin in the country, or a place closer to the family you love. Whatever your home away from home looks like, a second home loan from American National Bank of Texas can help make it yours. With an ANBTX Second Home Loan, you can purchase or refinance a second single-family home or vacation home, with terms up to 30 years and the option for jumbo financing on a case-by-case basis. As your North Texas community bank, we'll guide you through every detail with the same personal, neighborly service as if you were buying your very first home—from application right through to closing day. Let's turn that someday retreat into a second home you'll enjoy for years to come.

A Home as Unique as You

Whether it's a jumbo, doctor, or second home loan, the right fit is closer than you think. Start your online application now or connect with a local ANBTX mortgage specialist who'll reach out to you and guide you every step of the way.

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Man and daughter getting home mortgage.