FDIC-Insured — Backed by the full faith and credit of the U.S. Government
Banking on Local
Independence You Can Depend On Collaborative Banking for your local business. Get StartedAt American National Bank of Texas, we've served small businesses independently since 1875. Which is no mistake; while many banks come and go, answering to far away executives and prioritizing shareholder profits over their own customers' wellbeing, we stay true to our roots. We're a community bank focused exclusively on North Texas, serving the local businesses that make our economy strong.
After all—your success is our success.
We're committed to helping North Texas businesses grow with custom banking solutions, local decision making, and firm handshakes. Discover what can happen when two North Texas businesses work together to create something extraordinary.
AMERICAN NATIONAL BANK OF TEXAS
Collaborative Banking Since 1875.
LOCAL DECISION MAKING
The Advantage of Banking
Where You Do Business.
We're not just a bank with branches in North Texas—we're a true North Texas community bank that's local as all get-out. We've been firmly rooted in North Texas since 1875, proudly serving the businesses that fuel our local economy.
Unlike out-of-state "corporate" banks that base their decisions on distant priorities, our decision-making happens right here—quickly and efficiently, guided by our deep understanding of the North Texas market and its unique challenges and opportunities. No unnecessary red tape. No waiting for approval from a boardroom hundreds of miles away. Just straightforward, responsive banking that's as local as you are.
REAL RELATIONSHIP BANKING
Because Your Business Is
More Than a Balance.
We believe business banking should feel personal–because it's personal to us. We're more than just another bank; we're part of the community we serve. While larger, national banks may see you as just another account to be traded and sold, we see you as a neighbor, a business leader, and a teammate in building a stronger North Texas.
What sets us apart is our commitment to relationship banking. At ANBTX, you'll gain a valuable business asset—a dedicated business banker who takes the time to truly understand your business, your challenges, and your goals. With us, you're not just another client—you're a valued relationship.
CUSTOM BANKING SOLUTIONS
Designed to Meet Your
Needs, Not Ours.
We know your business is special. Your challenges, your goals, and your vision are unique—and your banking solutions should be, too. While other banks may try to shoehorn your business into a pre-packaged "bundle," we do things differently.
Because we understand the North Texas market like a local community bank, and our personal approach allows us to get to know you and your business from the ground up, we can provide tailored financial solutions. We ask questions, listen carefully, and work with you to develop strategies for your specific needs. Whether you need flexible financing options, streamlined cash management, or innovative payment processing, we've go you covered.
We Win When North Texas Wins
We’re in business because you're in business; not the other way around. Which is why we’re committed to creating custom solutions to meet your business needs, no matter how unique.
You see, we don’t just understand this community we’re a part of it. And we still only serve one region: North Texas. And with 28 banking centers from Forney to Fort Worth and Mansfield to McKinney, we’re able to have a dedicated team of professionals right in your backyard.
FIND THE RIGHT FIT FOR YOUR BUSINESS
Whether youre growing, established in the community, or just getting started,
our portfolio of business banking solutions can be customized
to meet your needs and help your business succeed.
Business Banking
From simple savings to sophisticated analysis checking, our business banking solutions scale to fit your goals and the needs of your operations.
Commercial Lending
From lines of credit to loans including equipment, commercial real estate, and SBA options we offer flexible financing to help your business grow.
Treasury Management
Optimize liquidity and cash flow with our treasury management solutions, designed to streamline your receivables and payables, and mitigate fraud.
Let's Grow Together
Click to speak with a dedicated professional today about how we can help your business succeed.
Loans and lines of credit are subject to credit approval.
Cash management digital suite of services includes online and mobile banking, entitlements, business bill pay, and mobile deposit for business, ACH prefunded originations, and domestic wire transfer for a flat monthly fee of $40. Transaction limits apply to ACH originations (15 batches per month) and domestic wires (2 incoming or outgoing per month). Each additional ACH batch or wire transfer above the prescribed monthly limit will be charged at $10 per batch and $10 per wire transfer. Account excess transactional and miscellaneous fees may apply. May be subject to credit approval.
Minimum deposit required to open. Transaction items include debits, credits, and deposited items. Additional terms and miscellaneous fees may apply.
