Buy a Home

Find your home sweet home. With a mortgage from ANBTX. Get Started

Buy a Home

Find your home sweet home. With a mortgage from ANBTX. Get Started

Let Us Welcome You Home

Chances are, when you’re ready to buy a home, you’ll need a mortgage, which is simply a loan that’s secured by a property (i.e., the home you buy is the collateral for the loan). And just like other types of financing and loans, you’ve got choices. 

Whether you’re a first-time buyer or seasoned homeowner who is purchasing a new (or second) home, we have the loans, rates, terms, and tools to get you in your new place. 

And we have a team of experienced mortgage lenders who will guide you—step-by-step—all the way home. 

Ready to Get Started?

Always On The House

  • Multiple home loan programs available
  • Low rates and flexible terms
  • Easy online application 
  • Quick decisions and processing
  • Local lending team serving your community

a front door

moving into a new house

We Have Loans for All Types of Homes

  • Fixed-rate mortgages  
  • Adjustable-rate mortgages
  • Jumbo mortgages
  • Construction and land/lot loans
  • FHA/VA loans  
  • First-time homebuyer loans
  • Low-down payment mortgages

We've Made It Easy, So You Can Make Yourself at Home

Start your mortgage journey with a local lending team that’s knows the neighborhood.
Here's an overview of the basic process, from start to close. And go to our Mortgage Process section for more details.

  1. Get Prequalified

    Before you even start shopping for a new home, it’s a smart move to get pre-qualified. This not only gives you an estimate of how much you can spend but it shows you are a series buyer. It can also be a competitive advantage in a competitive real estate market. Best of all, there’s no impact to your credit. Click below to get started.


  2. Make an Offer

    Once you know how much you can spend, you are ready to start actively shopping. It’s usually recommended that buyers work with an experienced real estate professional who will guide you through the purchasing process.

  3. Finalize Application

    If you’ve already pre-qualified, you’ve done a lot of the work! And ff you are already an ANBTX mortgage or bank customer, we can usually fast-track the process. At this step, you'll complete the online application process—with the details of the home you want to purchase—and submit your application via our secure portal.

  4. Processing/Underwriting

    From the time your loan is approved to the time it closes, there’s a lot of work that takes place behind the scenes. We’ll begin verifying and validating your financial and property information and finalizing your paperwork for closing.

  5. Closing

    The last step in the process is where you fund (i.e., close) your loan; it’s also referred to as “settlement”. This is where everything has come together and you’re ready to sign on the dotted line. Once you do, congratulations—you've moved from buyer to owner!

Move Closer to Homeowner

Apply online, anytime with our simple, secure online system and get started on your path to homeownership.

Apply Today
New homeowners

a couple talking about lending at anbtx

Meet Your Hometown Lending Team

Find an experienced and local mortgage lender, who will guide you—step-by-step—through the mortgage process.

Find a Lender

How Can We Help?

Contact us to talk more about our mortgage solutions.