Business Checking

Find an account that gets the job done. And helps you take care of business. Help Me Decide

Business Checking

Find an account that gets the job done. And helps you take care of business. Help Me Decide

Checking Accounts That Work

Whether you’re just starting out or you’ve been in business for generations, you'll find an ANBTX checking account that works. Our solutions help you manage your company's finances and all accounts offer additional customizable benefits and perks. Choose from three levels of digital services—essential, enhanced, and advanced—and enjoy the added guidance and support of your ANBTX business banker, who is always dedicated to taking care of your business.

It's Easy to Get Started. Here's How It Works

  1. 1. Choose your business checking account

  2. 2. Choose your level of digital service

  3. 3. Review our checklist and then contact us

1. Choose Your Business Checking Account

Basic Business

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Business Interest

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Business Analysis

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Account Description and Features

Best for…

New and growing businesses with a low to steady volume of banking activity

Qualifying sole proprietorships with a low to steady volume of banking activity who want to earn interest on balances

Businesses with higher balances, larger transaction volumes, or more complex banking and treasury management needs

Monthly service fee

$5.75 or $0

$6.00 or $0


How to waive the monthly service fee

$2,000 minimum balance OR Electronic statement enrollment

$1,500 minimum balance

Earns interest


Earn credit on deposit balances to offset service and activity fees


Number of free monthly transaction items (paper and electronic)

200 200

Excess transaction fees per item (once transaction limit is reached)

$0.35 $0.35 Fees vary by transaction type

Available to Nonprofit companies

Yes Yes Yes

Available to Public companies



Additional business checking account information:

  • Your choice of business online and mobile banking solutions—Business Online, Cash Management, or Treasury Management
  • Debit card access for you and your employees (if you choose)
  • Optional overdraft services
  • $6.00 inactivity fee if checking account balance is less than $100 for 90 days or longer
  • A selection of add-on tools to help manage cash flow—like Merchant Services, Remote Deposit Capture, Business credit cards, and Business Loans and Lines-of-Credit

2. Choose Your Level of Business Digital Service

Business Digital Services include all of the banking activities you can do on your computer, tablet, or mobile phone without having to take a trip to a banking center. Choose from three levels of digital services that are each designed for a different level of business complexity—Business Online, Cash Management Online, and Treasury Management Online.

3. Compile All Your Documents and Contact Us.

What you’ll need to open an account

See below for the information you’ll need to open your account.
(You’ll need this information for each of your business owners, beneficial owners [25% stake or more], and authorized signers.) 

For the organization

  • Federal Tax ID
  • Legal business name
  • “Doing business as” name, if applicable
  • Business incorporation details and issue date
  • State registrations, if applicable
  • Business address (both physical and mailing addresses)
  • Business resolution documents

For business owners

  • Name
  • Home address
  • Date of birth
  • Social Security or Tax ID number
  • A copy of your government-issued ID 
  • Business title (Controlling Person only)
  • Ownership percentage (Beneficial Owners only)

How Can We Help?

Contact us to talk more about our business banking solutions.